Short answer: home insurance in Richmond, VA 23220 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 23220 · Richmond, VA · Richmond City County
Virginia statewide average: ~$1,332/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 23220?
Rates in 23220 (Richmond, VA) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 23220 in Richmond?
Yes — 23220 is in Richmond, Richmond City County, VA.
Nearby ZIP codes