Short answer: home insurance in Lubbock, TX 79401 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 79401 · Lubbock, TX · Lubbock County
Texas statewide average: ~$2,397/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 79401?
Rates in 79401 (Lubbock, TX) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 79401 in Lubbock?
Yes — 79401 is in Lubbock, Lubbock County, TX.
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