Short answer: home insurance in Laredo, TX 78045 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 78045 · Laredo, TX · Webb County
Texas statewide average: ~$2,397/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 78045?
Rates in 78045 (Laredo, TX) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 78045 in Laredo?
Yes — 78045 is in Laredo, Webb County, TX.
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