Short answer: home insurance in Hilton Head Island, SC 29938 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 29938 · Hilton Head Island, SC · Beaufort County
South Carolina statewide average: ~$1,571/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 29938?
Rates in 29938 (Hilton Head Island, SC) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 29938 in Hilton Head Island?
Yes — 29938 is in Hilton Head Island, Beaufort County, SC.
Nearby ZIP codes