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Home Insurance in Providence, RI

Local home insurance for Providence. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Providence, RI depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026

Providence, RI
Population ~177,994 · Providence County · Rhode Island statewide average: ~$2,074/yr (NAIC, 2022).

Providence ZIP codes

FAQ

How much is home insurance in Providence, RI?

Providence rates depend on your ZIP, coverage and profile; the Rhode Island statewide average is about $2,074/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Providence?

We list Providence ZIP-level pages below; each shows local home insurance details and free quotes.