Short answer: home insurance in State College, PA 16804 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 16804 · State College, PA · Centre County
Pennsylvania statewide average: ~$1,120/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 16804?
Rates in 16804 (State College, PA) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 16804 in State College?
Yes — 16804 is in State College, Centre County, PA.
Nearby ZIP codes