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Home Insurance in Cleveland, OH

Local home insurance for Cleveland. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Cleveland, OH depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026

Cleveland, OH
Population ~390,113 · Cuyahoga County · Ohio statewide average: ~$995/yr (NAIC, 2022).

Cleveland ZIP codes

FAQ

How much is home insurance in Cleveland, OH?

Cleveland rates depend on your ZIP, coverage and profile; the Ohio statewide average is about $995/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Cleveland?

We list Cleveland ZIP-level pages below; each shows local home insurance details and free quotes.