Short answer: home insurance in Cincinnati, OH 45202 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 45202 · Cincinnati, OH · Hamilton County
Ohio statewide average: ~$995/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 45202?
Rates in 45202 (Cincinnati, OH) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 45202 in Cincinnati?
Yes — 45202 is in Cincinnati, Hamilton County, OH.
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