Short answer: home insurance in Fargo, ND 58109 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 58109 · Fargo, ND · Cass County
North Dakota statewide average: ~$1,325/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 58109?
Rates in 58109 (Fargo, ND) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 58109 in Fargo?
Yes — 58109 is in Fargo, Cass County, ND.
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