Short answer: home insurance in Wilmington, NC 28402 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 28402 · Wilmington, NC · New Hanover County
North Carolina statewide average: ~$1,621/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 28402?
Rates in 28402 (Wilmington, NC) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 28402 in Wilmington?
Yes — 28402 is in Wilmington, New Hanover County, NC.
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