Short answer: home insurance in Utica, NY 13505 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 13505 · Utica, NY · Oneida County
New York statewide average: ~$1,628/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 13505?
Rates in 13505 (Utica, NY) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 13505 in Utica?
Yes — 13505 is in Utica, Oneida County, NY.
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