Short answer: home insurance in Rochester, NY 14604 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 14604 · Rochester, NY · Monroe County
New York statewide average: ~$1,628/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 14604?
Rates in 14604 (Rochester, NY) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 14604 in Rochester?
Yes — 14604 is in Rochester, Monroe County, NY.
Nearby ZIP codes