Short answer: home insurance in Buffalo, NY 14205 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 14205 · Buffalo, NY · Erie County
New York statewide average: ~$1,628/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 14205?
Rates in 14205 (Buffalo, NY) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 14205 in Buffalo?
Yes — 14205 is in Buffalo, Erie County, NY.
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