Short answer: home insurance in Binghamton, NY 13903 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 13903 · Binghamton, NY · Broome County
New York statewide average: ~$1,628/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 13903?
Rates in 13903 (Binghamton, NY) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 13903 in Binghamton?
Yes — 13903 is in Binghamton, Broome County, NY.
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