Short answer: home insurance in Albuquerque, NM 87104 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 87104 · Albuquerque, NM · Bernalillo County
New Mexico statewide average: ~$1,322/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 87104?
Rates in 87104 (Albuquerque, NM) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 87104 in Albuquerque?
Yes — 87104 is in Albuquerque, Bernalillo County, NM.
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