Short answer: home insurance in Paterson, NJ 07509 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 07509 · Paterson, NJ · Passaic County
New Jersey statewide average: ~$1,417/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 07509?
Rates in 07509 (Paterson, NJ) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 07509 in Paterson?
Yes — 07509 is in Paterson, Passaic County, NJ.
Nearby ZIP codes