Short answer: home insurance in Newark, NJ 07104 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 07104 · Newark, NJ · Essex County
New Jersey statewide average: ~$1,417/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 07104?
Rates in 07104 (Newark, NJ) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 07104 in Newark?
Yes — 07104 is in Newark, Essex County, NJ.
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