Short answer: home insurance in Jersey City, NJ 07304 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 07304 · Jersey City, NJ · Hudson County
New Jersey statewide average: ~$1,417/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 07304?
Rates in 07304 (Jersey City, NJ) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 07304 in Jersey City?
Yes — 07304 is in Jersey City, Hudson County, NJ.
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