Short answer: home insurance in Columbia, MO 65216 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 65216 · Columbia, MO · Boone County
Missouri statewide average: ~$1,668/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 65216?
Rates in 65216 (Columbia, MO) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 65216 in Columbia?
Yes — 65216 is in Columbia, Boone County, MO.
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