Short answer: home insurance in Detroit, MI 48206 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 48206 · Detroit, MI · Wayne County
Michigan statewide average: ~$1,056/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 48206?
Rates in 48206 (Detroit, MI) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 48206 in Detroit?
Yes — 48206 is in Detroit, Wayne County, MI.
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