Short answer: home insurance in Ann Arbor, MI 48109 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 48109 · Ann Arbor, MI · Washtenaw County
Michigan statewide average: ~$1,056/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 48109?
Rates in 48109 (Ann Arbor, MI) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 48109 in Ann Arbor?
Yes — 48109 is in Ann Arbor, Washtenaw County, MI.
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