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Home Insurance in Lowell, MA

Local home insurance for Lowell. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Lowell, MA depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Lowell, MA
Population ~108,861 · Middlesex County · Massachusetts statewide average: ~$1,871/yr (NAIC, 2022).

Lowell ZIP codes

Home Insurance 01850
Home Insurance 01851
Home Insurance 01852
Home Insurance 01853
Home Insurance 01854

FAQ

How much is home insurance in Lowell, MA?

Lowell rates depend on your ZIP, coverage and profile; the Massachusetts statewide average is about $1,871/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Lowell?

We list Lowell ZIP-level pages below; each shows local home insurance details and free quotes.