Short answer: home insurance in Hagerstown, MD 21740 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 21740 · Hagerstown, MD · Washington County
Maryland statewide average: ~$1,392/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 21740?
Rates in 21740 (Hagerstown, MD) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 21740 in Hagerstown?
Yes — 21740 is in Hagerstown, Washington County, MD.
Nearby ZIP codes