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Home Insurance in Gaithersburg, MD

Local home insurance for Gaithersburg. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Gaithersburg, MD depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026

Gaithersburg, MD
Population ~65,690 · Montgomery County · Maryland statewide average: ~$1,392/yr (NAIC, 2022).

Gaithersburg ZIP codes

FAQ

How much is home insurance in Gaithersburg, MD?

Gaithersburg rates depend on your ZIP, coverage and profile; the Maryland statewide average is about $1,392/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Gaithersburg?

We list Gaithersburg ZIP-level pages below; each shows local home insurance details and free quotes.