Short answer: home insurance in Baltimore, MD 21209 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 21209 · Baltimore, MD · Baltimore City County
Maryland statewide average: ~$1,392/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 21209?
Rates in 21209 (Baltimore, MD) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 21209 in Baltimore?
Yes — 21209 is in Baltimore, Baltimore City County, MD.
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