Short answer: home insurance in Owensboro, KY 42302 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 42302 · Owensboro, KY · Daviess County
Kentucky statewide average: ~$1,359/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 42302?
Rates in 42302 (Owensboro, KY) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 42302 in Owensboro?
Yes — 42302 is in Owensboro, Daviess County, KY.
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