Short answer: home insurance in Covington, KY 41012 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 41012 · Covington, KY · Kenton County
Kentucky statewide average: ~$1,359/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 41012?
Rates in 41012 (Covington, KY) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 41012 in Covington?
Yes — 41012 is in Covington, Kenton County, KY.
Nearby ZIP codes