Short answer: home insurance in Waterloo, IA 50704 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 50704 · Waterloo, IA · Black Hawk County
Iowa statewide average: ~$1,268/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 50704?
Rates in 50704 (Waterloo, IA) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 50704 in Waterloo?
Yes — 50704 is in Waterloo, Black Hawk County, IA.
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