Short answer: home insurance in Des Moines, IA 50305 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 50305 · Des Moines, IA · Polk County
Iowa statewide average: ~$1,268/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 50305?
Rates in 50305 (Des Moines, IA) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 50305 in Des Moines?
Yes — 50305 is in Des Moines, Polk County, IA.
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