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Home Insurance in Coeur d'Alene, ID

Local home insurance for Coeur d'Alene. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Coeur d'Alene, ID depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Coeur d'Alene, ID
Population ~46,402 · Idaho statewide average: ~$1,002/yr (NAIC, 2022).

Coeur d'Alene ZIP codes

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FAQ

How much is home insurance in Coeur d'Alene, ID?

Coeur d'Alene rates depend on your ZIP, coverage and profile; the Idaho statewide average is about $1,002/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Coeur d'Alene?

We list Coeur d'Alene ZIP-level pages below; each shows local home insurance details and free quotes.