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Home Insurance in Honolulu, HI

Local home insurance for Honolulu. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: home insurance in Honolulu, HI depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026

Honolulu, HI
Population ~347,884 · Honolulu County · Hawaii statewide average: ~$1,431/yr (NAIC, 2022).

Honolulu ZIP codes

FAQ

How much is home insurance in Honolulu, HI?

Honolulu rates depend on your ZIP, coverage and profile; the Hawaii statewide average is about $1,431/yr (NAIC, 2022). Compare free home insurance quotes from licensed partners.

Which ZIP codes are covered in Honolulu?

We list Honolulu ZIP-level pages below; each shows local home insurance details and free quotes.