Short answer: home insurance in Jacksonville, FL 32204 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 32204 · Jacksonville, FL · Duval County
Florida statewide average: ~$2,677/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 32204?
Rates in 32204 (Jacksonville, FL) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 32204 in Jacksonville?
Yes — 32204 is in Jacksonville, Duval County, FL.
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