Short answer: home insurance in Cape Coral, FL 33909 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 33909 · Cape Coral, FL · Lee County
Florida statewide average: ~$2,677/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 33909?
Rates in 33909 (Cape Coral, FL) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 33909 in Cape Coral?
Yes — 33909 is in Cape Coral, Lee County, FL.
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