Short answer: home insurance in San Diego, CA 92104 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 92104 · San Diego, CA · San Diego County
California statewide average: ~$1,492/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 92104?
Rates in 92104 (San Diego, CA) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 92104 in San Diego?
Yes — 92104 is in San Diego, San Diego County, CA.
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