Short answer: home insurance in Surprise, AZ 85387 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 85387 · Surprise, AZ · Maricopa County
Arizona statewide average: ~$1,018/yr (NAIC, 2022).
FAQ
How much is home insurance in ZIP 85387?
Rates in 85387 (Surprise, AZ) depend on coverage and profile. Compare free home insurance quotes from licensed partners.
Is ZIP 85387 in Surprise?
Yes — 85387 is in Surprise, Maricopa County, AZ.
Nearby ZIP codes