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Auto Insurance in Portsmouth, VA

Local car insurance for Portsmouth. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Portsmouth, VA depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Portsmouth, VA
Population ~96,205 · Portsmouth City County · Virginia statewide average: ~$1,114/yr (NAIC, 2023).

Portsmouth ZIP codes

Car Insurance 23701
Car Insurance 23702
Car Insurance 23703
Car Insurance 23704
Car Insurance 23705
Car Insurance 23707
Car Insurance 23708
Car Insurance 23709

FAQ

How much is car insurance in Portsmouth, VA?

Portsmouth rates depend on your ZIP, coverage and profile; the Virginia statewide average is about $1,114/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Portsmouth?

We list Portsmouth ZIP-level pages below; each shows local car insurance details and free quotes.