Short answer: car insurance in Houston, TX 77004 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 77004 · Houston, TX · Harris County
Texas statewide average: ~$1,429/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 77004?
Rates in 77004 (Houston, TX) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 77004 in Houston?
Yes — 77004 is in Houston, Harris County, TX.
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