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Auto Insurance in Hilton Head Island, SC

Local car insurance for Hilton Head Island. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Hilton Head Island, SC depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Hilton Head Island, SC
Population ~39,412 · Beaufort County · South Carolina statewide average: ~$1,367/yr (NAIC, 2023).

Hilton Head Island ZIP codes

Car Insurance 29925
Car Insurance 29926
Car Insurance 29928
Car Insurance 29938

FAQ

How much is car insurance in Hilton Head Island, SC?

Hilton Head Island rates depend on your ZIP, coverage and profile; the South Carolina statewide average is about $1,367/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Hilton Head Island?

We list Hilton Head Island ZIP-level pages below; each shows local car insurance details and free quotes.