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Auto Insurance in Charleston, SC

Local car insurance for Charleston. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Charleston, SC depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Charleston, SC
Population ~127,999 · Charleston County · South Carolina statewide average: ~$1,367/yr (NAIC, 2023).

Charleston ZIP codes

Car Insurance 29401
Car Insurance 29402
Car Insurance 29403
Car Insurance 29406
Car Insurance 29407
Car Insurance 29409
Car Insurance 29412
Car Insurance 29413

FAQ

How much is car insurance in Charleston, SC?

Charleston rates depend on your ZIP, coverage and profile; the South Carolina statewide average is about $1,367/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Charleston?

We list Charleston ZIP-level pages below; each shows local car insurance details and free quotes.