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Auto Insurance in Providence, RI

Local car insurance for Providence. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Providence, RI depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026

Providence, RI
Population ~177,994 · Providence County · Rhode Island statewide average: ~$1,539/yr (NAIC, 2023).

Providence ZIP codes

FAQ

How much is car insurance in Providence, RI?

Providence rates depend on your ZIP, coverage and profile; the Rhode Island statewide average is about $1,539/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Providence?

We list Providence ZIP-level pages below; each shows local car insurance details and free quotes.