Short answer: car insurance in Eugene, OR 97401 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 97401 · Eugene, OR · Lane County
Oregon statewide average: ~$1,170/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 97401?
Rates in 97401 (Eugene, OR) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 97401 in Eugene?
Yes — 97401 is in Eugene, Lane County, OR.
Nearby ZIP codes