Short answer: car insurance in Dayton, OH 45402 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 45402 · Dayton, OH · Montgomery County
Ohio statewide average: ~$947/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 45402?
Rates in 45402 (Dayton, OH) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 45402 in Dayton?
Yes — 45402 is in Dayton, Montgomery County, OH.
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