Short answer: car insurance in Utica, NY 13502 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 13502 · Utica, NY · Oneida County
New York statewide average: ~$1,753/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 13502?
Rates in 13502 (Utica, NY) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 13502 in Utica?
Yes — 13502 is in Utica, Oneida County, NY.
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