Short answer: car insurance in Buffalo, NY 14204 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 14204 · Buffalo, NY · Erie County
New York statewide average: ~$1,753/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 14204?
Rates in 14204 (Buffalo, NY) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 14204 in Buffalo?
Yes — 14204 is in Buffalo, Erie County, NY.
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