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Auto Insurance in Paterson, NJ

Local car insurance for Paterson. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Paterson, NJ depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Paterson, NJ
Population ~145,948 · Passaic County · New Jersey statewide average: ~$1,573/yr (NAIC, 2023).

Paterson ZIP codes

Car Insurance 07501
Car Insurance 07502
Car Insurance 07503
Car Insurance 07504
Car Insurance 07505
Car Insurance 07509
Car Insurance 07510
Car Insurance 07513

FAQ

How much is car insurance in Paterson, NJ?

Paterson rates depend on your ZIP, coverage and profile; the New Jersey statewide average is about $1,573/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Paterson?

We list Paterson ZIP-level pages below; each shows local car insurance details and free quotes.