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Auto Insurance in Elizabeth, NJ

Local car insurance for Elizabeth. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Elizabeth, NJ depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Elizabeth, NJ
Population ~127,558 · Union County · New Jersey statewide average: ~$1,573/yr (NAIC, 2023).

Elizabeth ZIP codes

FAQ

How much is car insurance in Elizabeth, NJ?

Elizabeth rates depend on your ZIP, coverage and profile; the New Jersey statewide average is about $1,573/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Elizabeth?

We list Elizabeth ZIP-level pages below; each shows local car insurance details and free quotes.