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Auto Insurance in Rochester, MN

Local car insurance for Rochester. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Rochester, MN depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Rochester, MN
Population ~110,742 · Olmsted County · Minnesota statewide average: ~$1,103/yr (NAIC, 2023).

Rochester ZIP codes

Car Insurance 55901
Car Insurance 55902
Car Insurance 55903
Car Insurance 55904
Car Insurance 55905
Car Insurance 55906

FAQ

How much is car insurance in Rochester, MN?

Rochester rates depend on your ZIP, coverage and profile; the Minnesota statewide average is about $1,103/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Rochester?

We list Rochester ZIP-level pages below; each shows local car insurance details and free quotes.