Short answer: car insurance in Duluth, MN 55804 depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
ZIP 55804 · Duluth, MN · Saint Louis County
Minnesota statewide average: ~$1,103/yr (NAIC, 2023).
FAQ
How much is car insurance in ZIP 55804?
Rates in 55804 (Duluth, MN) depend on coverage and profile. Compare free car insurance quotes from licensed partners.
Is ZIP 55804 in Duluth?
Yes — 55804 is in Duluth, Saint Louis County, MN.
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