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Auto Insurance in Hagerstown, MD

Local car insurance for Hagerstown. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Hagerstown, MD depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Hagerstown, MD
Population ~40,612 · Washington County · Maryland statewide average: ~$1,477/yr (NAIC, 2023).

Hagerstown ZIP codes

Car Insurance 21740
Car Insurance 21741
Car Insurance 21742
Car Insurance 21746
Car Insurance 21747
Car Insurance 21748
Car Insurance 21749

FAQ

How much is car insurance in Hagerstown, MD?

Hagerstown rates depend on your ZIP, coverage and profile; the Maryland statewide average is about $1,477/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Hagerstown?

We list Hagerstown ZIP-level pages below; each shows local car insurance details and free quotes.