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Auto Insurance in Annapolis, MD

Local car insurance for Annapolis. Pick your ZIP for the most local rates, or get free quotes now.

Short answer: car insurance in Annapolis, MD depends on your ZIP code, coverage level and driver/home profile. Compare free quotes from licensed partners in ~2 minutes. Local averages: get a quote for your exact rate.
Updated August 2026
Annapolis, MD
Population ~38,722 · Anne Arundel County · Maryland statewide average: ~$1,477/yr (NAIC, 2023).

Annapolis ZIP codes

Car Insurance 21401
Car Insurance 21402
Car Insurance 21403
Car Insurance 21404
Car Insurance 21405
Car Insurance 21411
Car Insurance 21412

FAQ

How much is car insurance in Annapolis, MD?

Annapolis rates depend on your ZIP, coverage and profile; the Maryland statewide average is about $1,477/yr (NAIC, 2023). Compare free car insurance quotes from licensed partners.

Which ZIP codes are covered in Annapolis?

We list Annapolis ZIP-level pages below; each shows local car insurance details and free quotes.